How to Bill Your Health Insurance for Your Out-of-Pocket CPAP Expenses

A generic insurance form

Many of our customers have requested information from us in reference to submitting a health insurance claim for supplies bought through CPAP Supply USA. To help our patients use their insurance to their fullest benefit, we have decided to include this page of general instructions for filing an insurance claim on your own behalf for CPAP and BiPAP supplies. Please Note: Medicare does not allow patients to submit claims on their own behalf. These claims must be billed from a medical equipment company with a Medicare provider number.

Please Note:CPAP Supply USA can only provide general instructions for our patients. We cannot determine the policies and procedures for each insurance company and therefore cannot guarantee that this information is accurate for your specific policy. Please verify the following information with your company prior to filing a claim.

General Instructions

  • Contact the members services department of your insurance company directly to ensure that they allow subscribers to submit claims for medical expenses purchased out-of-pocket (such as the CPAP supplies you purchased through CPAP Supply USA).
  • When speaking with the representative from your insurance, ask them on what type of form they require you to submit your claim information. Some companies will allow you to use a generic document called the Health Insurance Claim Form. You can download this form here.
  • Complete the form required, including the billing and qualifying information used by insurance companies to process claims (see below: HCPCS codes, Diagnosis Codes, and Tax ID numbers).
  • Attach a copy of your invoice from CPAP Supply USA. Supplies ordered on your invoice will need to be split into the appropriate HCPCS billing codes based on your purchases.
    Example: Our CPAP masks generally come with headgear. Insurance companies process the cost of mask headgear and the mask separately. When you send your invoice you will need to make these separations. As a general rule, the cost of your mask alone is 70% of the total cost you paid, while the headgear is 30% of the total cost. Using this general rule will allow you to split these costs into the correct codes for your insurance company.
  • Submit the claim form and invoice to your insurance company in the method they prescribe (most require you mail; some will allow you to fax).
  • Wait for reimbursement. Generally, insurance companies say they can complete claims within 30 business days. Check with your company for their specific turnaround time.

Required Billing Codes

HCPCS Billing Codes

The following HCPCS codes are used by insurance companies to process claims. Please use the appropriate code on your claim form to ensure timely processing. Codes should correspond to each separate item on your invoice. Please Note: Items such as CPAP bed pillows, batteries, and DC adapters are not covered as they are considered luxury items.

E0601 - CPAP machine purchase
A7034 - CPAP nasal mask
A7032 - CPAP nasal mask cushion
A7030 - CPAP Full Face mask
A7031 - CPAP Full Face mask cushion
A7044 - CPAP Full Oral Interface
A7046 - CPAP Humidifier Chamber
A7037 - CPAP tubing, long and short hoses
A7038 - CPAP disposable filter
A7039 - CPAP foam filter
A7035 - CPAP headgear
A7033 - CPAP nasal pillows
A7036 - CPAP chinstrap
E0561 - CPAP Passover Humidifier
E0562 - CPAP Heated Humidifier
E0470 - BiPAP purchase
E0471 - BiPAP-ST purchase
A4604 - Thermo Smart Tube
K0553 - Oral/Nasal (Hybrid) Mask
K0554 - Oral Cushion for Hybrid Mask
K0555 - Nasal Cushion for Hybrid Mask
E1399 - CPAP Miscellaneous (this code is to be used for any CPAP items covered by your insurance but not listed above.

Physician Diagnosis Code
Insurance companies require you provide a code associated with your specific medical diagnosis. The diagnosis code for Obstructive Sleep Apnea is G47.33. Use Modifier "NU" for any new purchase and use Modifier "UE" for any used purchase. To ensure that you have the correct code for your diagnosis, contact your physician.

Our Company Information
Your insurance company may require information about CPAP Supply USA, INC to process your claim. The most requested information is below:

720 Moorefield Park Drive, Suite 302
North Chesterfield, VA 23236
Phone: 866.560.2727
Fax: 866.560.4227
Tax ID Number: 45-4231828